Abacus Lending LLC
Real estate financing, without the runaround.
Purchases, refinances, and investment loans from an independent broker who answers the phone, shops your loan across multiple lenders, and stands behind every number.
Independent broker · Wholesale lender network · Equal Housing Lender
1,200+
Loans closed
4.9 / 5
Average client rating
48 hrs
Typical pre-approval turnaround
20+
Years helping local borrowers
Loan programs
Financing for however you're moving.
Every program starts with the same conversation: what you're trying to do, and the honest numbers behind it.
Purchase loans
Competitive rates and a pre-approval you can actually count on when you make an offer.
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Refinance
Lower your payment, shorten your term, or drop mortgage insurance — with a clear cost breakdown up front.
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Cash-out refinance
Tap your home's equity for renovations, debt consolidation, or opportunities — explained in plain English.
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Investment property
Financing for rental and multi-family properties, with experience in the numbers investors care about.
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Why Abacus
Why borrowers choose Abacus
As an independent broker, Abacus isn't tied to one lender's products or pricing. We shop your loan across the wholesale lenders we work with — each with its own underwriters — and bring you the strongest options.
Many lenders, one advisor
We work with a network of wholesale lenders, each with its own underwriters and pricing. We match your file to the lender that fits it best, instead of forcing it through one box.
Plain talk, real numbers
You'll see the full cost of every option — rate, fees, and monthly payment — side by side. If a loan isn't right for you, we'll say so.
A person, not a portal
One dedicated loan officer from first call to closing table. You'll never re-explain your situation to a stranger.
Neighborhoods we help families buy into, one loan at a time.
Reviews
Borrowers who've been there
Real words from real closings.
“I'd been told no by two big banks before I called Abacus. They walked me through exactly what I needed, and six weeks later I had keys in my hand.”
Margaret H.
First-time homebuyer
“No jargon, no surprises. They showed me the math on both options and told me which one they'd pick. That's rare.”
Daniel R.
Refinance client
“Our second rental with Abacus. Closing was smoother than our first purchase, and we knew exactly what to expect this time.”
Priya & James T.
Investment property buyer
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Let's talk about your numbers.
Whether you're buying next month or just planning ahead, a 15-minute conversation will tell you exactly where you stand.
Tell us a little about your goals. A real person — not a call center — will follow up, usually within one business day.
No obligation. No pressure. Your information stays with us.